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Data from FMP. Forecasts by Sigmanomics Forecast Engine.
United StatesUS 15-Year Mortgage Rate climbed to 5.84% in May 2026
FMPMonthlyReleased June 2026
US 15-Year Mortgage Rate climbed to 5.84% in May 2026, released June 2026, up 0.05% from April's 5.79% reading.
Latest Release
5.840000
Actual
—
Consensus
5.790000
Previous
Sigmacast Track Record
Sigmacast track record will appear here once this indicator has been released 3+ times since Sigmanomics began tracking.
Sigmacast Σ-direction model: consensus + ½ × mean(surprise, trailing 90d).
CORRELATED SYMBOLS— markets that historically move with this indicator
| Symbol | Direction | Correlation | Asset Class | Signal Bias | Action |
|---|---|---|---|---|---|
| GOOGL | ▼ Inverse | −0.51 | STOCKS | Bearish GOOGL | → View |
| MSFT | ▼ Inverse | −0.27 | STOCKS | Bearish MSFT | → View |
| S&P 500 | ▼ Inverse | −0.25 | INDEX | Bearish S&P 500 | → View |
Correlation based on 12-month rolling window. Click any symbol to view its Sigmanomics forecast page.
THE RELEASE
15-Year Mortgage Rate (United States) was reported at 5.84% in June 2026. The reading rose from the previous value of 5.79%. Trailing 12-month context per ETL data through June 2026. Over the past 12 months, the indicator has averaged 5.61%, ranging from 5.35% to 5.96% across 44 releases.
WHY IT MATTERS
The trailing three releases averaged 5.83%, up from the prior three at 5.78%. Volatility over the past year (σ 0.17%) is lower than the prior year (σ 0.27%). In June readings over the past 3 years, 15-Year Mortgage Rate has averaged 6.02%.
THE MODEL'S TAKE
Historically, this indicator is negatively correlated with GOOGL (Bearish GOOGL).
WHAT TO WATCH NEXT
The next release is scheduled for June 18, 2026. Same-country events in the next 14 days include MBA 30-Year Mortgage Rate (Jun 17) and Retail Sales MoM (Jun 17).
Auto-generated from current model state · Refreshes on each release · Last update June 2026.
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15-Year Mortgage Rate - US
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About 15-Year Mortgage Rate — United States
DEFINITION
The 15-Year Mortgage Rate is a financial indicator that measures the average interest rate for a 15-year fixed-rate mortgage. This indicator is used by lenders and borrowers to assess the cost of borrowing money for a home purchase or refinance. It is also a key factor in determining the monthly mortgage payment and overall affordability of a home loan. The 15-Year Mortgage Rate is closely monitored by economists and investors as it can provide insights into the health of the housing market and overall economy.
WHY THIS INDICATOR MATTERS
Housing data leads broader economic cycles by several months and is highly rate-sensitive, with knock-on effects to construction, materials, and consumer credit. The release is more useful as part of a longer-run signal than as a single-print catalyst. Released monthly.
WHAT CHANGED THIS MONTH
Latest reading (Jun 2026): actual 5.84 %. Prior reading (Jun 2026): 5.79 %. Before that (May 2026): 5.87 %.
WHAT'S NEXT
Sigmacast's 1-month forecast points to a similar reading versus the latest print, with the 3-month outlook reinforcing that direction. Both horizons are aligned bullish for this indicator, suggesting a consistent trend signal. Trend-driven dynamics are the primary headwind in the current projection. This indicator correlates most strongly with GOOGL (Bearish GOOGL, r=-0.51) — a useful reference for stocks-focused traders.