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US MBA Mortgage Applications fell to -6.4% in July 2026, down 8.3% from June's 1.9% reading.
Sigmacast track record will appear here once this indicator has been released 3+ times since Sigmanomics began tracking.
Sigmacast Σ-direction model: consensus + ½ × mean(surprise, trailing 90d).
| Symbol | Direction | Correlation | Asset Class | Co-movement | Action |
|---|---|---|---|---|---|
| NZD/USD | ▲ Direct | +0.26 | FOREX | Moves with | → View |
| EUR/USD | ▲ Direct | +0.25 | FOREX | Moves with | → View |
Correlation based on 12-month rolling window. Click any symbol to view its Sigmanomics forecast page.
MBA Mortgage Applications (United States) was reported at -6.4% in July 2026. The reading fell from the previous value of 1.9%. Trailing 12-month context per ETL data through July 2026. Over the past 12 months, the indicator has averaged 0.14%, ranging from -12.7% to 29.7% across 45 releases.
The trailing three releases averaged -2.4%, down from the prior three at -1.67%. Volatility over the past year (σ 8.38%) is lower than the prior year (σ 9.35%). In July readings over the past 3 years, MBA Mortgage Applications has averaged -1.38%.
The next release is scheduled for August 5, 2026. Same-country events in the next 14 days include Employment Cost Index QoQ (Jul 31) and Employment Cost - Wages QoQ (Jul 31).
Auto-generated from current model state · Refreshes on each release · Last update July 2026.
MBA Mortgage Applications is a widely recognized financial indicator that measures the number of mortgage applications submitted to lenders by potential homebuyers. This indicator is used to gauge the strength of the housing market and the overall demand for home loans. It is published weekly by the Mortgage Bankers Association (MBA) and is considered a key indicator of the health of the real estate industry. Investors, economists, and policymakers closely monitor MBA Mortgage Applications to gain insights into the current and future state of the housing market.
Housing data leads broader economic cycles by several months and is highly rate-sensitive, with knock-on effects to construction, materials, and consumer credit. Surprises against consensus can drive short-term moves, particularly when the print breaks an established trend. Released monthly.
Latest reading (Jul 2026): actual -6.4 %. Prior reading (Jul 2026): 1.9 %. Before that (Jul 2026): -2.7 %.
Sigmacast's 1-month forecast points to a lower reading versus the latest print, with the 3-month outlook reinforcing that direction. Both horizons are aligned bearish for this indicator, suggesting a consistent trend signal. Trend-driven dynamics are the primary headwind in the current projection.
Multi-horizon symbol forecasts, Rolling-Surprise economic predictions, and programmatic API access.
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| Wednesday, July 29, 2026 | Actual | Previous | Consensus | Sigmanomics Rolling-Surprise Forecast | Impact | ||
|---|---|---|---|---|---|---|---|
| 14:30 | EIA Crude Oil Stocks Change | -7.167 | 2.011 | -1.3 | -4.23 | Medium | |
| 14:30 | EIA Gasoline Stocks Change | 0.007 | 0.765 | -0.7 | -0.35 | Medium | |
| 14:30 | EIA Distillate Stocks Change | 1.062 | 1.395 | 0.2 | 0.63 | Low | |
| 18:00 | Fed Interest Rate Decision | 3.75 | 3.75 | 3.75 | 3.75 | High | |
| Thursday, July 30, 2026 | Actual | Previous | Consensus | Sigmanomics Rolling-Surprise Forecast | Impact | ||
| 12:30 | Personal Income MoM | 0.2 | 0.7 | 0.3 | 0.35 | High | |
| 12:30 | PCE Price Index MoM | -0.1 | 0.5 | -0.1 | -0.10 | Medium | |
| 12:30 | PCE Prices QoQ | 5.1 | 4.6 | 4 | 4.63 | Low | |
| 12:30 | Initial Jobless Claims | 197 | 188 | 200 | 192.75 | Medium | |
| 12:30 | Real Consumer Spending QoQ | 3.2 | 0.5 | 0.4 | 0.85 | Low | |
| 12:30 | PCE Price Index YoY | 3.7 | 4.1 | 3.7 | 3.70 | Medium | |
| 12:30 | GDP Growth Rate QoQ | 1.5 | 2.1 | 2.1 | 1.88 | High | |
| 12:30 | Continuing Jobless Claims | 1782 | 1789 | 1800 | 1786.75 | Low | |
| 12:30 | Gross Domestic Product QoQ | 1.5 | 2.1 | 2.1 | 1.90 | High | |
| 12:30 | Jobless Claims 4-Week Average | 202.75 | 207.75 | 210 | 205.06 | Low | |
| 12:30 | Core PCE Price Index MoM | 0.1 | 0.3 | 0.2 | 0.18 | High | |
| 12:30 | GDP Sales QoQ | 2.2 | 1.9 | 1.4 | 1.82 | Low | |
| 12:30 | Core PCE Price Index YoY | 3.3 | 3.4 | 3.3 | 3.30 | Low | |
| 12:30 | Core PCE Prices QoQ | 3.4 | 4.4 | 3.5 | 3.52 | Low | |
| 12:30 | GDP Price Index QoQ | 6.3 | 3.6 | 3.6 | 4.45 | Medium | |
| 12:30 | Personal Spending MoM | 0.4 | 0.4 | 0.2 | 0.25 | Low | |