Loading page content
Data from FRED. Forecasts by Sigmanomics Forecast Engine.
United StatesUS Personal Saving Rate held to 2.6 Percent in March 2026
FREDMonthlyReleased April 2026
US Personal Saving Rate held to 2.6 Percent in March 2026, released April 2026.
Latest Release
2.600000
Actual
—
Consensus
2.600000
Previous
Sigmacast Track Record
Sigmacast track record will appear here once this indicator has been released 3+ times since Sigmanomics began tracking.
Sigmacast Σ-direction model: consensus + ½ × mean(surprise, trailing 90d).
CORRELATED SYMBOLS— markets that historically move with this indicator
| Symbol | Direction | Correlation | Asset Class | Signal Bias | Action |
|---|---|---|---|---|---|
| S&P 500 | ▲ Direct | +0.61 | INDEX | Bullish S&P 500 | → View |
| MSFT | ▼ Inverse | −0.57 | STOCKS | Bearish MSFT | → View |
| GOOGL | ▲ Direct | +0.41 | STOCKS | Bullish GOOGL | → View |
| AUD/USD | ▲ Direct | +0.38 | FOREX | Bullish AUD | → View |
| USD/CHF | ▼ Inverse | −0.38 | FOREX | Bearish USD | → View |
Correlation based on 12-month rolling window. Click any symbol to view its Sigmanomics forecast page.
THE RELEASE
Personal Saving Rate (United States) was reported at 2.60 Percent in March 2026. The reading was unchanged from the previous release. Over the past 12 months, the indicator has averaged 3.94 Percent, ranging from 2.60 Percent to 4.50 Percent across 10 releases. This is classified as a medium-impact indicator released on a monthly basis.
WHY IT MATTERS
The indicator has been trending downward over the last three releases. The trailing three releases averaged 3.23 Percent, down from the prior three at 4.17 Percent. Volatility over the past year (σ 0.58 Percent) is higher than the prior year (σ 0.31 Percent). In April readings over the past 3 years, Personal Saving Rate has averaged 4.63 Percent.
THE MODEL'S TAKE
Historically, this indicator is positively correlated with S&P 500 (Bullish S&P 500). A secondary relationship exists with MSFT, negatively correlated (Bearish MSFT).
WHAT TO WATCH NEXT
Same-country events in the next 14 days include OPEC Monthly Report (Jun 11) and Core PPI MoM (Jun 11).
Auto-generated from current model state · Refreshes on each release · Last update April 2026.
SHARE
Personal Saving Rate - US
Loading chart data...
About Personal Saving Rate — United States
DEFINITION
The US Personal Saving Rate rose to 4.5% in December 2025, up from 4.0% in November, breaking a three-month flat trend. December’s 4.5% matches July’s level and aligns with the 12-month average of 4.53%, signaling renewed household caution. Bond yields edged lower on the release as markets viewed the uptick as neutral for monetary policy ahead of upcoming employment and inflation data. Updated 4/3/26
WHY THIS INDICATOR MATTERS
This release contributes to the broader macro picture used by cross-asset investors for positioning and risk management. Surprises against consensus can drive short-term moves, particularly when the print breaks an established trend. Released monthly.
WHAT CHANGED THIS MONTH
Latest reading (Apr 2026): actual 2.6 Percent. Prior reading (Mar 2026): 3.2 Percent. Before that (Feb 2026): 3.9 Percent.
WHAT'S NEXT
Sigmacast's 1-month forecast points to a lower reading versus the latest print, with the 3-month outlook reinforcing that direction. Both horizons are aligned bearish for this indicator, suggesting a consistent trend signal. Trend-driven dynamics are the primary headwind in the current projection. This indicator correlates most strongly with S&P 500 (Bullish S&P 500, r=0.61) — a useful reference for index-focused traders.